Can I apply for a refinancing loan jointly with someone else?

Can I apply for a refinancing loan jointly with someone else?

Yes. You must confirm that you comply with the eligibility criteria for a Simplicity First Home Loan and at least one applicant must meet all of the following criteria:

  • Simplicity KiwiSaver member
  • Refinancing their first home
  • Does not own any other property (rental or investment property)
  • Living in the home being refinanced