No. With Simplicity, your KiwiSaver account can only be invested in one fund at a time.
Our KiwiSaver funds are already broadly diversified, and many of the investments across the funds overlap.
For most people, KiwiSaver has one long-term purpose, so one investment strategy is usually enough. If your goals or risk appetite change, you can switch funds anytime in the member app.
To switch funds, go to the Fund details screen, then select Switch fund under Manage your fund.
You can hold multiple Simplicity Investment Funds. These include both diversified funds and single-sector fund options.
You can find more information, including asset allocations, on our website - Investment Funds here and KiwiSaver funds here.
The type of fund you invest in will depend on your reasons for being in KiwiSaver, your age and stage of life and also your risk appetite. You can find out more about our KiwiSaver funds here. The Fund Selector tool on our website can help you decide ...
We offer both KiwiSaver and Investment Fund accounts for children. Diversified funds in both schemes currently have the same management fee. You can view the KiwiSaver performance table here and the Investment Fund performance table here. KiwiSaver: ...
KiwiSaver is designed as a long-term investment, so the money is typically "locked in" until you reach the qualifying age of 65. However, there are a few specific situations where you can access your funds earlier, such as if you're purchasing your ...
To join our Investment Funds scheme, please complete this online form. It takes a few minutes to complete. Make sure you follow the instructions and complete all the fields. You can save your application progress as you go and submit when you're ...
You may be eligible to withdraw most of your KiwiSaver savings to help buy your first home, if you meet all of the following criteria: You’ve been a KiwiSaver member for at least three years You’re buying a house or land in New Zealand You intend to ...