How do I increase or decrease my contribution rate?
How do I increase or decrease my contribution rate?
To update your employee contribution rate from your salary/wages, please contact your employer or make the change via your MyIR login. The available rates are 3.5%, 4%, 6%, 8% or 10%.
Your Prescribed Investor Rate (PIR) is rate of tax you pay on the income generated from your KiwiSaver investment. The best place to work out your PIR rate is on the IRD's calculator here. It's your responsibility to update your PIR rate if it ...
If you've been in KiwiSaver for 12 months, are aged 16 to 65, live mainly in NZ, have contributed at least $1,043 between 1 July and 30 June, AND don’t earn more than $180,000 taxable income per year, you're eligible to receive the full government ...
When you join KiwiSaver for the first time, the default contribution rate is 3.5% for both employees and employers, with payments made automatically each time you're paid your salary/wages. You can choose to contribute more - 4%, 6%, 8% or 10% - by ...
Our Conservative, Balanced, Growth and High Growth funds are broadly diversified and are invested in up to 4000 investments in 20 countries that fluctuate in value everyday. You can see how our funds have performed over various timeframes here.
The annual fees on our KiwiSaver accounts have a 0.24% per annum management fee. This equates to $2.40 per $1000 that you have invested. This fee is deducted at a daily rate and displayed on your online account in dollar figures. As a nonprofit fund ...