How do I contribute if I'm self employed or want to make a voluntary contribution?
How do I contribute if I'm self employed or want to make a voluntary contribution?
If you’re self-employed, working as a contractor or sole trader, or not currently employed, you can make voluntary contributions to your KiwiSaver account.
To make a one-off or regular contribution to your Simplicity KiwiSaver account, log in to the member app and click Make a deposit under your KiwiSaver balance. This will show you our banking instructions and the references you’ll need to use.
Please make sure you include the required references when making a deposit. If we receive a deposit without the required references, it may be returned to your bank account.
From the time funds are received, it takes around 2 working days for the contribution to appear as a pending transaction. It usually takes 3–4 working days after funds are received for them to show as fully invested in your account.
You can view transactions under Manage your fund on the Fund details screen.
If you’re not employed, you may still be eligible for the government contribution. Check the eligibility criteria, and visit the IRD website for more information about making contributions and the benefits of KiwiSaver.
If you've been in KiwiSaver for 12 months, are aged 16 to 65, live mainly in NZ, have contributed at least $1,043 between 1 July and 30 June, AND don’t earn more than $180,000 taxable income per year, you're eligible to receive the full government ...
When you turn 65 you're eligible for NZ Superannuation and to withdraw your KiwiSaver funds. If you choose to make a KiwiSaver withdrawal, you can set up regular or one off withdrawals at any time. You’ll find the required forms by: Logging into the ...
To update your employee contribution rate from your salary/wages, please contact your employer or make the change via your myIR login. The available rates are 3.5%, 4%, 6%, 8% or 10%.
A KiwiSaver account for a child legally can only be opened and administered by the parents or legal guardians who are named on the childs birth certificate. However, once the account is set up anyone can make contributions into the child's account. ...
Note: If you've already read the below, please click here to jump straight to the referral process. If you're experiencing serious financial difficulty, you may be able to withdraw some of your KiwiSaver savings early under the KiwiSaver Act. We’ve ...