How long does it take to join Simplicity?

How long does it take to join Simplicity?

It takes less than two minutes to complete the application form to switch to the Simplicity KiwiSaver Scheme. It then takes 1-2 working days to process your application. As soon as your account is set up and you have received an email with your login details, you can apply for a first home loan.
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    • If I join Simplicity, how long before I can apply for a first home loan?

      It takes 1-2 working days to process a complete KiwiSaver application form. As soon as you've received an email from us with your account and login details, you'll be able to apply for a first home loan.
    • What if I'm not a Simplicity KiwiSaver member?

      You need to be a Simplicity KiwiSaver member to apply for a first home loan, but the good news is it takes less than two minutes to switch. Whether you're brand new to KiwiSaver or switching from another provider, all you need is your IRD number and ...
    • What if my partner is not a KiwiSaver member with Simplicity?

      We do not require your partner to be a Simplicity KiwiSaver member. You can apply for the mortgage jointly, and your combined income counts for assessing the amount you can borrow.
    • How long is the mortgage for?

      The mortgages are for 30 years, and minimum monthly payments include interest and principal. You can pay off your mortgage in full, make top-up payments or switch it to another mortgage provider at any time, without any penalties or break fees. Your ...
    • How do I apply for a home loan?

      If you’re a Simplicity KiwiSaver member, you can apply online through our member website. Sign in to your KiwiSaver account, click on the Home Loans tab and then fill in the online form. If you're not an existing member, you can join here.

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