There is no minimum employment period required to apply for a Simplicity Home Loan.

However, when we assess your application, we generally only consider income from your current role if you've been employed in the same position for at least three months.

If you've recently started a new job, this may affect your borrowing eligibility until you've reached that three-month milestone. 

If you're planning to change jobs and would like to discuss how this may affect your application, please contact our Home Loans team at homeloans@simplicity.kiwi