When a Simplicity member dies, we will pay their KiwiSaver balance to the personal representative of their estate once we have received the required legal documentation. If the member left a valid Will, this will usually be the executor once probate has been granted.

If the member did not leave a Will, an administrator will usually need to be appointed. Where the balance is more than $40,000, this generally requires Letters of Administration.

For estates with a balance of $40,000 or less, we may be able to release the funds without probate or Letters of Administration, subject to receiving the required documentation.