Funds and returns
What funds can I invest in?
Simplicity has ten investment fund options outside of our KiwiSaver scheme. In addition to our four diversified investment funds - Conservative, Balanced, Growth and High Growth funds (0.25% p.a., or $2.50 for every $1000 invested), we have six ...
What fund should I choose?
The fund type you invest in will depend on your reasons for investing, your age and stage of life and also your risk appetite. To find out what kind of investor you are and for other useful information check out some of the tools on sorted.org.nz ...
What's the difference between Investment Funds and term deposits?
Our Investment Funds are different from term deposits where you invest a set amount for a specified time, and you’re guaranteed a certain rate of return on top of the original amount you invested. With a Simplicity Investment Fund, you’re investing ...
Are Simplicity Investment Funds ethical?
Our business is ultimately a social enterprise, so responsible investing is an important issue for us and our members. We specifically exclude investments in companies with significant involvement in activities such as fossil fuel extraction, weapons ...
Do you invest in fossil fuel companies?
We don’t invest in companies that own proved & probable fossil fuel (coal, oil, or gas) reserves, and companies classified under the Bloomberg DM Ex NZ ESG Screened Index Methodology and the Bloomberg MSCI Global Aggregate Sustainability Select SRI ...
How often are returns reported to investors?
A quarterly fund update will be published on our website, detailing our Funds' performance. An annual report will be emailed to members directly. Members can also log on to their online account here and track the performance of their fund/s since the ...