No - with Simplicity, your KiwiSaver account can only be invested in one fund at a time. For most people, KiwiSaver has a single long-term purpose, so one investment strategy is usually enough. If your goals or risk appetite change over time, you can switch funds whenever you like through your online account under “Switch Funds”.
All Simplicity KiwiSaver funds are broadly diversified, and the portfolios they invest in often overlap.
You can hold multiple Simplicity Investment Funds. which include both diversified and single-sector fund options.
You can see a range of information, including asset allocations, for our Investment Funds here or our KiwiSaver funds here
We offer both KiwiSaver and Investment Fund accounts for children. Diversified funds in both schemes currently have the same management fee. You can view the KiwiSaver performance table here and the Investment Fund performance table here. KiwiSaver: ...
If you’ve permanently moved to Australia, you may be able to transfer your KiwiSaver to an Australian-compliant super fund under the Trans-Tasman portability scheme. You cannot withdraw the money directly to your bank account. Before applying, please ...
Yes, you can switch funds at any time. Just log on to your Simplicity account here, select the fund, and then choose switch funds. There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out ...
To join our Investment Funds scheme, please complete this online form. It takes a few minutes to complete. Make sure you follow the instructions and complete all the fields. You can save your application progress as you go and submit when you're ...
You may be eligible to withdraw most of your KiwiSaver savings to help buy your first home, if you meet all of the following criteria: You’ve been a KiwiSaver member for at least three years You’re buying a house or land in New Zealand You intend to ...