Do you offer top-up loans?

Do you offer top-up loans?

Yes. If you already have a Simplicity Home Loan, you can apply to borrow additional funds through a top-up loan.


If approved, the top-up amount will be added to your existing loan and you’ll receive a new loan agreement to review and sign. Approval is subject to meeting our eligibility and lending criteria.


To apply, log in to your Simplicity account, select your Home Loan from the Accounts screen, then go to Manage your loan > Documents and Forms.