If you're a Simplicity KiwiSaver member and buying your first home, you'll be eligible to apply online. Go to the Home Loans page for more information.
If you're a Simplicity KiwiSaver member and already own your first home, you now have the chance to refinance your existing home loan with one of our low-cost Simplicity First Home Loans.
We run a monthly ballot. Each month, a limited number of eligible members are randomly selected and invited to apply for a refinancing loan. For more information and to join the ballot, simply login to your Simplicity account, click on your KiwiSaver fund and then go to Home Loans in the menu.
You may be eligible to withdraw most of your KiwiSaver savings to help buy your first home, if you meet all of the following criteria: You’ve been a KiwiSaver member for at least three years You’re buying a house or land in New Zealand You intend to ...
KiwiSaver is a retirement scheme that keeps your money in a locked investment until you reach the age of 65 and are eligible to make a retirement withdrawal. There are a few other circumstances where you can make a withdrawal from your account, such ...
Note: If you've already read the below, please click here to jump straight to the referral process. If you're experiencing serious financial difficulty, you may be able to withdraw some of your KiwiSaver savings early under the KiwiSaver Act. We’ve ...
Yes, you can switch funds at any time. Just log on to your Simplicity account here and click on Switch funds on the left-hand menu.. There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out ...
If you are brand new to KiwiSaver or switching to Simplicity from another provider, joining our scheme takes just a few minutes. You'll need your IRD number and photo ID like a passport and driver's licence. To complete an application form click ...