KiwiSaver is designed as a long-term investment, so the money is typically "locked in" until you reach the qualifying age of 65. However, there are a few specific situations where you can access your funds earlier, such as if you're purchasing your first home in NZ, are seriously ill, experiencing significant financial hardship or have moved overseas permanently more than a year ago. If you emigrate to Australia you may be able to transfer your funds to an Australian super fund.
If you are 65, or one of the other situations applies to you, log into the
member app to download the appropriate form, which can be found by;
- Selecting your KiwiSaver fund on the main Accounts screen.
- Choose your fund type under Your funds.
- You will then find Documents & forms near the top under Manage your fund.