Our Conservative, Balanced, Growth and High Growth funds are broadly diversified and are invested in up to 4000 investments in 20 countries that fluctuate in value everyday. You can see how our funds have performed over various timeframes here.
Your Prescribed Investor Rate (PIR) is rate of tax you pay on the income generated from your KiwiSaver investment. The best place to work out your PIR rate is on the IRD's calculator here. It's your responsibility to update your PIR rate if it ...
The investments within the Defensive, Conservative, Balanced, Growth and High Growth Funds are taxed based on the tax regime that relates to each of them. So, for example, there is no tax paid on capital gains from New Zealand and Australian shares; ...
When you sign up KiwiSaver for the first time, you'll make (at least) 3% employee contributions and receive 3% employer contributions each time you're paid your salary/wages. The employee contribution rate can be set to a higher rate of 4%, 6%, 8% or ...
The annual fees on our KiwiSaver accounts simply have a 0.25% per annum management fee. This equates to $2.50 per $1000 that you have invested. This fee is deducted at a daily rate and displayed on your online account in dollar figures. As a ...