Your Prescribed Investor Rate (PIR) is rate of tax you pay on the income generated from your KiwiSaver investment.
The best place to work out your PIR rate is on the IRD's calculator here.
It's your responsibility to update your PIR rate if it changes. If you're a Simplicity member, you can update it by logging into your account here. Click on your KiwiSaver fund and then on the left-hand menu select 'My info'.
Our Conservative, Balanced, Growth and High Growth funds are broadly diversified and are invested in up to 4000 investments in 20 countries that fluctuate in value everyday. You can see how our funds have performed over various timeframes here.
The investments within the Defensive, Conservative, Balanced, Growth and High Growth Funds are taxed based on the tax regime that relates to each of them. So, for example, there is no tax paid on capital gains from New Zealand and Australian shares; ...
If your loved one had a Simplicity account please contact the Investor Services team here for the next steps to take. We'll need to know their full name, date of birth and IRD number.
The annual fees on our KiwiSaver accounts have a 0.24% per annum management fee. This equates to $2.40 per $1000 that you have invested. This fee is deducted at a daily rate and displayed on your online account in dollar figures. As a nonprofit fund ...
Note: If you've already read the below, please click here to jump straight to the referral process. If you're experiencing serious financial difficulty, you may be able to withdraw some of your KiwiSaver savings early under the KiwiSaver Act. We’ve ...