The type of fund you invest in will depend on your reasons for being in KiwiSaver, your age and stage of life and also your risk appetite.
You can find out more about our KiwiSaver funds here. The Fund Selector tool on our website can help you decide what fund is right for you. If you're still not sure after researching the options yourself, we recommend you consult with an independent financial advisor (it is a good idea to find one with a fee-based structure, so they make a decision that is unbiased and not tied to commissions). We are not able to provide financial advice.
To join our Investment Funds scheme, please complete this online form. It takes a few minutes to complete. Make sure you follow the instructions and complete all the fields. You can save your application progress as you go and submit when you're ...
Our business is ultimately a social enterprise, so responsible investing is an important issue for us and our members. We specifically exclude investments in companies with significant involvement in activities such as fossil fuel extraction, weapons ...
Yes, you can switch funds at any time. Just log on to your Simplicity account here and click on Switch funds on the left-hand menu.. There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out ...
Your Prescribed Investor Rate (PIR) is rate of tax you pay on the income generated from your KiwiSaver investment. The best place to work out your PIR rate is on the IRD's calculator here. It's your responsibility to update your PIR rate if it ...
The timeframes we provide take into account the time it takes to value your KiwiSaver investment and sell units of your fund. Most types of initial withdrawal (with the exception of withdrawals due to significant financial hardship) take up to 10 ...