The type of fund you invest in will depend on your reasons for being in KiwiSaver, your age and stage of life and also your risk appetite.
You can find out more about our KiwiSaver funds here. The Fund Selector tool on our website can help you decide what fund is right for you. If you're still not sure after researching the options yourself, we recommend you consult with an independent financial advisor (it is a good idea to find one with a fee-based structure, so they make a decision that is unbiased and not tied to commissions). We are not able to provide financial advice.
To join our Investment Funds scheme, please complete this online form. It takes a few minutes to complete. Make sure you follow the instructions and complete all the fields. You can save your application progress as you go and submit when you're ...
The annual fees on our KiwiSaver accounts have a 0.24% per annum management fee. This equates to $2.40 per $1000 that you have invested. This fee is deducted at a daily rate and displayed on your online account in dollar figures. As a nonprofit fund ...
If you're a Simplicity KiwiSaver member and buying your first home, you'll be eligible to apply online. Go to the Home Loans page for more information. If you're a Simplicity KiwiSaver member and already own your first home, you now have the chance ...
Note: If you've already read the below, please click here to jump straight to the referral process. If you're experiencing serious financial difficulty, you may be able to withdraw some of your KiwiSaver savings early under the KiwiSaver Act. We’ve ...
Our business is ultimately a social enterprise, so responsible investing is an important issue for us and our members. We specifically exclude investments in companies with significant involvement in activities such as fossil fuel extraction, weapons ...