The type of fund you invest in will depend on your reasons for being in KiwiSaver, your age and stage of life and also your risk appetite.
You can find out more about our KiwiSaver funds here. The Fund Selector tool on our website can help you decide what fund is right for you. If you're still not sure after researching the options yourself, we recommend you consult with an independent financial advisor (it is a good idea to find one with a fee-based structure, so they make a decision that is unbiased and not tied to commissions). We are not able to provide financial advice.
We offer both KiwiSaver and Investment Fund accounts for children. Diversified funds in both schemes currently have the same management fee. You can view the KiwiSaver performance table here and the Investment Fund performance table here. KiwiSaver: ...
To join our Investment Funds scheme, please complete this online form. It takes a few minutes to complete. Make sure you follow the instructions and complete all the fields. You can save your application progress as you go and submit when you're ...
Yes, you can switch funds at any time. Just log on to your Simplicity account here, select the fund, and then choose switch funds. There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out ...
No - with Simplicity, your KiwiSaver account can only be invested in one fund at a time. For most people, KiwiSaver has a single long-term purpose, so one investment strategy is usually enough. If your goals or risk appetite change over time, you can ...
If you’ve permanently moved to Australia, you may be able to transfer your KiwiSaver to an Australian-compliant super fund under the Trans-Tasman portability scheme. You cannot withdraw the money directly to your bank account. Before applying, please ...