Funds and returns
Can I switch funds?
Yes, you can switch funds at any time. Just log on to your Simplicity account here and click on Switch funds on the left-hand menu.. There is no cost to switch funds. We do recommend you do some research first. Our Fund Selector can help or check out ...
What's the right fund for me?
The type of fund you invest in will depend on your reasons for being in KiwiSaver, your age and stage of life and also your risk appetite. You can find out more about our KiwiSaver funds here. The Fund Selector tool on our website can help you decide ...
Are your funds ethically invested?
Our business is ultimately a social enterprise, so responsible investing is an important issue for us and our members. We specifically exclude investments in companies with significant involvement in activities such as fossil fuel extraction, weapons ...
Do you invest in fossil-fuel companies?
We don’t invest in companies that own proved & probable fossil fuel (coal, oil, or gas) reserves, and companies classified under the Bloomberg DM Ex NZ ESG Screened Index Methodology and the Bloomberg MSCI Global Aggregate Sustainability Select SRI ...
What is your expected rate of return?
Our Conservative, Balanced, Growth and High Growth funds are broadly diversified and are invested in up to 4000 investments in 20 countries that fluctuate in value everyday. You can see how our funds have performed over various timeframes here.