If you've been in KiwiSaver for 12 months, are aged 16 to 65, live mainly in NZ, have contributed at least $1,043 between 1 July and 30 June, AND don’t earn more than $180,000 taxable income per year, you're eligible to receive the full government contribution of $260.72. Only employee and voluntary contributions count towards eligibility (employer contributions don't).
If you joined part-way through the year, turned 16 or 65 during the year, or contributed less than $1,043, you may be eligible for a partial contribution.
If you meet all the eligibility requirements, we will claim the government contribution automatically on your behalf and it will arrive in your account during July.
Have I contributed enough?
Employee contributions – To find out exactly how much you've contributed for the current KiwiSaver year, please go to myIR on the IRD website. Log in, select 'KiwiSaver member' and view 'deductions from salary/wages'.
Voluntary contributions – For contributions sent directly to Simplicity you can filter your contributions under Transactions when you're logged into your Simplicity account.
Please note if you've made an online payment directly to your KiwiSaver provider, it won't be recorded by the IRD, but it will be included in the calculation for your government contribution eligibility.
What if I transferred to Simplicity during the year?
Any employee contributions paid to your previous KiwiSaver provider do count towards your government contribution but they aren't visible on your online Simplicity account. We recommend checking the MyIR section on the IRD website to view your total employee contributions if you've changed KiwiSaver providers during the year.