KiwiSaver contributions
How to transfer my KiwiSaver funds to Australian super funds?
If you’ve permanently moved to Australia, you may be able to transfer your KiwiSaver to an Australian-compliant super fund under the Trans-Tasman portability scheme. You cannot withdraw the money directly to your bank account. Before applying, please ...
How do I increase or decrease my contribution rate?
To update your employee contribution rate from your salary/wages, please contact your employer or make the change via your myIR login. The available rates are 3.5%, 4%, 6%, 8% or 10%.
How do employer and employee contributions work?
When you join KiwiSaver for the first time, the default contribution rate is 3.5% for both employees and employers, with payments made automatically each time you're paid your salary/wages. You can choose to contribute more - 4%, 6%, 8% or 10% - by ...
How do I contribute if I'm self employed or want to make a voluntary contribution?
If you’re self-employed, working as a contractor or sole trader, or not currently employed, you can make voluntary contributions to your KiwiSaver account. To make a one-off or regular contribution to your Simplicity KiwiSaver account, log in to the ...
Am I eligible for the government contribution?
If you've been in KiwiSaver for 12 months, are aged 16 to 65, live mainly in NZ, have contributed at least $1,043 between 1 July and 30 June, AND don’t earn more than $180,000 taxable income per year, you're eligible to receive the full government ...
How can I check my balance?
Once you’ve activated your Simplicity online access, you can view your current balance in the member app at any time. If you haven’t activated your online account yet, please follow the instructions under How do I log on to my online account for the ...
Can I transfer my Aussie Super to Simplicity?
Yes, you can request a transfer from your Australian superannuation scheme into a Simplicity KiwiSaver account. Please contact your Australian Scheme provider and ask for their Trans-Tasman portability transfer documents. Please note: Australian ...
How do I contribute to my grandchild's KiwiSaver account?
A KiwiSaver account for a child legally can only be opened and administered by the parents or legal guardians who are named on the childs birth certificate. However, once the account is set up anyone can make contributions into the child's account. ...