KiwiSaver contributions
How do employer and employee contributions work?
When you join KiwiSaver for the first time, the default contribution rate is 3% for both employees and employers, with payments made automatically each time you're paid your salary/wages. You can choose to contribute more - 4%, 6%, 8% or 10% - by ...
How do I contribute if I'm self employed?
If you're self-employed, or working as a contractor or sole trader, you'll need to make voluntary contributions to your KiwiSaver account. To make a voluntary contribution to your Simplicity account, please log into your account and click the ...
Am I eligible for the government contribution?
If you've been in KiwiSaver for 12 months, are aged 16 to 65, live mainly in NZ, have contributed at least $1,043 between 1 July and 30 June, AND don’t earn more than $180,000 taxable income per year, you're eligible to receive the full government ...
How can I check my balance?
Once you've activated your Simplicity online access you can view your current balance on the member site here. If you haven't activated your online account yet, please email info@simplicity.kiwi with your IRD number and a copy of your ID and our ...
Can I transfer my Aussie Super to Simplicity?
Yes, you can request a transfer from your Australian superannuation scheme into a Simplicity KiwiSaver account. Please contact your Australian Scheme provider and ask for their Trans-Tasman portability transfer documents. If you need a letter of ...
How do I make a Deposit into someone else's KiwiSaver account?
Investing in someone else's KiwiSaver account is a great thing to do, as you will be contributing to the recipient's financial future. Follow these simple instructions: 1. Confirm that the person you are gifting to is a Simplicity KiwiSaver member. ...
How do I contribute to my grandchild's KiwiSaver account?
A KiwiSaver account for a child legally can only be opened and administered by the parents or legal guardians who are named on the childs birth certificate. However, once the account is set up anyone can make contributions into the childs account. ...